Skip to main content

Advantage Products

 

Loan and deposit accounts to help you secure your financial future.

Home Advantage Mortgage Loan

 

If you thought home ownership was not possible, think again. Trustmark's Home Advantage Mortgage loan is designed specifically for low-to-moderate income homebuyers and may be the right loan for you. We've helped many dreamers become homeowners, and we'd like to do the same for you.

 

 

Dad dancing in the living room with his two daughters. Dad dancing in the living room with his two daughters.

Program Highlights

 

  • Purchase and refinance options available
  • Loan amounts up to the Fannie Mae conforming limit
  • Minimum credit score of 620
  • 0% - 3% down payment options based on your credit score, amount of debt you owe and amount of cash you have saved
  • Cannot own another home at time of closing
  • Homebuyer education required

You must receive credit approval for the Home Advantage Mortgage loan. Income restrictions apply and are based on census tract information.

 

You will receive additional loan disclosures when you apply for the Home Advantage Mortgage loan.

 

Home Advantage PLUS Loan

 

You may also qualify for a separate Home Advantage PLUS loan! Once you have been approved for a Home Advantage mortgage loan, you may also be approved for a Home Advantage PLUS loan up to $6,500! You can use this loan to help with:

 

  • The down payment on your new home
  • Closing costs on your Home Advantage loan
  • Home improvements
  • Any other needs you may have

True Advantage Loan

 

Trustmark’s True Advantage loan can give you the boost you need to purchase new appliances, make home improvements or even pay for auto repairs. And, with no closing costs, you can be well on your way to starting your next project.

 

 

Parents and kid laughing and painting wall in home. Parents and kid laughing and painting wall in home.

Program Highlights

 

  • Maximum loan amount of $6,500
  • Monthly payments up to 60 months
  • Minimum credit score of 575
  • Designed for low-to-moderate income homeowners
  • Secured by the home you own
  • Insurance coverage on your home is required
  • Trustmark pays loan closing costs

Call us today to get started. Our team of experienced lenders is ready to help you throughout the entire loan process.

True Advantage Loan is not available in Texas.

 

Apply online by selecting the location where you wish to close your loan.

Advantage Checking

 

Advantage checking can help you get your finances back on track and regain financial freedom.

Man sitting on bench in park reading book. Man sitting on bench in park reading book.

Account Highlights

 

  • Unlimited deposits & withdrawals
  • Unlimited check writing & debit card transactions
  • Minimum to open $25
  • $5 Monthly service charge
  • Trustmark Financial Education Program1

 

More for you

 

  • Free Online and mobile banking2
  • Free Trustmark debit card3
  • Free imaged statements

Advantage Savings

 

Savings that are an easy and convenient way to secure your financial future.

Parents and child walking on beach. Parents and child walking on beach.

Account Highlights

 

  • No monthly service charge
  • Minimum to open $10
  • Interest paid on balances over $25
  • Two free withdrawals per month4

Must also have a Trustmark Advantage Checking Account

 

There’s more!

 

  • Free Online and mobile banking5
  • Free Trustmark ATM card6
  • Quarterly statement

1 Receive a $25 credit upon completion of the Trustmark Financial Education Program.

 

2 Excludes Bill Pay, Popmoney® and TransferNow. Popmoney is a registered trademark of Fiserv, Inc., or its affiliates. Terms and conditions apply. Your mobile carrier’s messaging and data fees may apply.

 

3 Other charges may apply such as Returned Item/Overdraft and third-party ATM fees.

 

4 $2 per withdrawal over two per month (includes ATM withdrawals).

 

5 Your mobile carrier’s messaging and data fees may apply.

 

6 Other charges may apply such as third-party ATM fees.