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The purpose of this job is to review and evaluate consumer loan applications in a centralized underwriting environment and render approval or denial decisions based upon bank policy, underwriting guidelines, and related state and federal regulations.
- Approve, decline, or conditionally approve consumer loan applications and provide supporting documentation
- Perform analysis of each credit transaction by reviewing the credit score, ability to repay, collateral, structure, personal liquidity, and other relevant factors
- Prepare loan recommendations for the HMDA Retail Second Review Committee
- Ensure compliance with all Bank regulatory requirements
- Interact with Loan Officers to gather the information necessary to analyze each loan application
- Perform additional duties as assigned.
- Four-year college education OR High School Diploma with two years of direct consumer underwriting experience
- Basic knowledge of consumer credit analysis with work experience in consumer lending
- Basic knowledge of bank lending policies and related regulatory requirements
- Basic knowledge of credit scoring principles and principles of finance
- General knowledge of loan documentation and lien perfection requirements
- Communication skills
- Basic Computer skills
- Interpersonal skills
- Working knowledge of Action Underwriting System preferred
- Basic knowledge of Trustmark Consumer Credit products preferred
- Working knowledge of Microsoft Office applications preferrred
Working with Us
Teamwork and the individual contributions of our associates are recognized as the drivers of our success. At Trustmark, we are committed to preserving and advancing a diverse and inclusive workplace, where each associate, customer and shareholder is respected, valued and encouraged to share in our commitment. We make significant investments in our associates so that they may enhance their personal and professional skills, because we want each associate to grow, flourish and fulfill their career aspirations. Come onboard and join our team!
Equal Opportunities for All
Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment.
If you need assistance with any part of the application process, please send an email to careers@trustmark.com or call 866.213.1418.
Our Hiring Process
Upon accepting a position with Trustmark, the following pre-employment screenings must be completed:
- Verification of employment, education and other data provided by you on your employment application
- Verification of eligibility to work in the US
- Criminal background check
- Credit check (required for certain positions)
- Fingerprinting (required for certain positions)
- Drug screen
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