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Home Advantage Loan


Your dream home should be more than a dream.

First-time Homebuyers


The Trustmark Home Advantage loan is designed to meet the affordable housing needs of low-to-moderate income homebuyers. Our team of experienced mortgage professionals is ready to help you make homeownership a reality.



Details about our Home Advantage Loan


  • Purchase and refinance options available
  • Maximum loan amount of $300,000
  • Income Limit: 80% or less of area median income; no limit if property is located in a low-to-moderate income census tract
  • No private mortgage insurance required
  • 0% - 3% down payment options based on credit score, debt-to-income ratios and cash reserves
  • Cannot own another home at time of closing
  • Homebuyer education required
  • Minimum 620 credit score required

Home Advantage PLUS Loan


Once you have been approved for a Home Advantage mortgage loan, you are automatically approved for a Home Advantage PLUS loan up to $6,500!

Use this loan to help with:


  • the down payment on your new home
  • closing costs on your Home Advantage loan
  • home improvements
  • any other needs you may have