Skip to main content

Home Equity Line of Credit


Want to buy a boat or a new car? Remodel your kitchen?

Finally build that dream pool?

You’ve worked hard to build equity. Now let it work for you.



Trustmark MasterCard® Equity Line credit card or equity line checks available for instant access to funds.


Custom loan fixed rate payment option2


The used portion of the credit line may be converted to a fixed rate term loan, while the unused portion of the line remains available as needed.



Flexible payment options available




1 Offer is only available for new Home Equity Line accounts.  Introductory rate and terms are as follows:  fixed APR of 0.98% for the first 6 billing cycles.  Thereafter, your APR is a variable rate based upon the prime rate as published in The Wall Street Journal plus a margin based on your creditworthiness and other credit criteria.  Rates are subject to change.  Prime rate is 3.25% as of March 1, 2021.  Minimum APR of 3.50%; maximum APR of 21.00% in MS and TN; maximum APR of 18.00% in AL, FL and TX.  Required initial advance of $5,000.00.  Minimum monthly finance charge of $0.50.  If a new credit line is at least $20,000.00, but less than or equal to $250,000.00, Trustmark will waive all closing costs with the exception of any required surveys and appraisals on homes located on five (5) acres or more.  Bank paid closing costs are limited to $500.00 in FL.  Your credit limit will be based on the amount of lendable equity in your home.   Before we approve you for a Home Equity Line of Credit (HELOC), we will review your credit report to confirm that you meet the predetermined criteria for this offer and that you have the capacity to pay.  Some restrictions may apply.  Trustmark may refuse this extension of credit based on other criteria.  Offer subject to end without notice.


2 Custom Loan Fixed Rate Fixed Term Payment Option: Provides flexibility to lock designated advances into a fixed rate and term, while keeping available funds in the line of credit for future use.  Rate and term determined at time of loan.  No minimum loan amount.  Maximum loan amount up to the available HELOC limit.  The Custom Loan maturity must not exceed the maturity of the HELOC.  The maximum number of Custom Loans within a HELOC is five.  There is no fee for the Custom Loan option.