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Home Equity Line of Credit

Home equity rates that fit you to a T.

Make your dreams a reality

 

Use the equity you’ve built in your home to make life more enjoyable.

 

To start letting your equity work for you, apply below.

 

Three people looking at color swatches. Three people looking at color swatches.
Apply by selecting the location where you wish to close your loan.

The online HELOC application is only for primary residences. 

 

To apply in-person, please visit your nearby Trustmark branch.

 

Access your line any time

 

  • Funds are immediately available
  • Convenient monthly statement
  • Purchases are automatically added to your line of credit balance
  • Maximum line of credit is $250,000
  • Simply write a check or use your MasterCard® Home EquityLine Card to access funds

 

Custom loan fixed rate payment option1

 

The used portion of the credit line may be converted to a fixed rate term loan, while the unused portion of the line remains available as needed.

 

Custom Loan Example: $40,000 HELOC

Home Equity Line of Credit $40,000
Custom Loan #1 -$10,000
Custom Loan #2 -$15,000
Remaining Available Balance on Line of Credit $15,000

 

 

1 Custom Loan: Provides flexibility to lock designated advances into a fixed rate and term, while keeping available funds in the line of credit for future use. Rate and term determined at time of loan. No minimum loan amount. Maximum loan amount up to the available HELOC limit. The Custom Loan maturity must not exceed the maturity of the HELOC. The maximum number of Custom Loans within a HELOC is five. There is no fee for the Custom Loan option.