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Equipment Finance Senior Underwriter
Remote - Telework, GA
Type: Regular Full-Time
Job ID: 2022-15418
Category: Equipment Finance

Underwrites new and additional exposure for equipment finance credit requests comprised of guidance lines, loans, and various lease products.  Collaborates with Originators to accurately present findings, including business rationale and risk mitigations, to obtain credit approval and meet customer needs.

  • Analyze business, industry, financial data, and other supporting credit information concerning an applicant's credit request; identifies key business and financial risks that may impact the repayment prospects by the borrower; derives conclusions supporting the credit recommendation based on documented facts and/or sound judgement
  • Prepare timely, concise, and accurate credit recommendations, with limited supervision or revision. Includes: (1) quantitative components within the underwriting narrative documenting the credit analysis; (2) accurate use of risk rating scoring models to ensure customers and loans/leases are properly risk-rated; (3) accurate identification and mitigation of all exceptions to Bank tracked policies exceptions, procedures, and compliance regulations
  • Monitor borrower financial performance in line with equipment finance loan documents; ensures required financial statements are spread in accordance with Bank Guidelines and resulting covenant calculations are accurate, complete and adhere to approval conditions and loan documentation
  • Partners with Originators in customer and prospect calls as appropriate
  • Maintain a working knowledge of Bank's written policies and procedures regarding underwriting, compliance, portfolio management, regulatory guidelines and other policies and regulations as applicable to this job description
  • 4-year degree preferably in finance, accounting, or business with emphasis in finance and accounting
  • Minimum experience of at least 10 years in commercial lending
  • At least 5 years’ experience in underwriting commercial credits
  • Knowledge of credit scoring principles
  • Advanced Analytical skills
  • Excellent organizational and communication skills are required
  • Be fluent in all loan and lease products and the overall equipment finance industry
  • Strong computer skills including Microsoft products
Working with Us

Teamwork and the individual contributions of our associates are recognized as the drivers of our success.  At Trustmark, we are committed to preserving and advancing a diverse and inclusive workplace, where each associate, customer and shareholder is respected, valued and encouraged to share in our commitment.  We make significant investments in our associates so that they may enhance their personal and professional skills, because we want each associate to grow, flourish and fulfill their career aspirations.  Come onboard and join our team!


Equal Opportunities for All

Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accomodation for individuals with disabilities in employment.


If you need accomodation for any part of the application process because of a medical condition or disability, please send an email to or call 866.213.1418.


Our Hiring Process

Upon accepting a position with Trustmark, the following pre-employment screenings must be completed:

  • Verification of employment, education and other data provided by you on your employment application
  • Verification of eligibility to work in the US
  • Criminal background check
  • Credit check (required for certain positions)
  • Fingerprinting (required for certain positions)
  • Drug screen