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Business Loan Underwriter II
Location:
Pearl, MS
Type: Regular Full-Time
Job ID: 2022-14670
Category: Underwriting
Overview

The purpose of this job is to approve and decline small business loan applications submitted for underwriting through the B2B system by retail and commercial lenders in the field.

Responsibilities:
  • Decision and document application packages for approval, denial, or condition
  • Review application packages for credit score, quality of personal credit bureau, quality of financial information provided, proper debt coverage/cash flow, collateral, and financial ratios
  • Perform analysis for credit decisions (debt to income, debt service coverage ratio, loan to value, etc.)
  • Review packages for compliance with bank policy (desirability of credit, purpose, terms, collateral, financial statements)
  • Assist BLC Manager as needed
  • Perform additional duties as assignedย 
Qualifications
  • Minimum four-year college degree preferred
  • Minimum five years lending experience or underwriting experience in a centralized environment
  • Advanced knowledge of small business and commercial lending process
  • Advanced knowledge of regulatory compliance procedures regarding small business lending
  • Advanced knowledge of credit analysis techniques
  • Advanced understanding of small business and the inherent risks and opportunities associated with varying industry types
  • Strong interpersonal skills
  • Negotiation skills
  • Computer skills

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Working with Us

Teamwork and the individual contributions of our associates are recognized as the drivers of our success.ย  At Trustmark, we are committed to preserving and advancing a diverse and inclusive workplace, where each associate, customer and shareholder is respected, valued and encouraged to share in our commitment.ย  We make significant investments in our associates so that they may enhance their personal and professional skills, because we want each associate to grow, flourish and fulfill their career aspirations.ย  Come onboard and join our team!

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Equal Opportunities for All

Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accomodation for individuals with disabilities in employment.

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If you need accomodation for any part of the application process because of a medical condition or disability, please send an email to careers@trustmark.com or call 866.213.1418.

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Our Hiring Process

Upon accepting a position with Trustmark, the following pre-employment screenings must be completed:

  • Verification of employment, education and other data provided by you on your employment application
  • Verification of eligibility to work in the US
  • Criminal background check
  • Credit check (required for certain positions)
  • Fingerprinting (required for certain positions)
  • Drug screen

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